power
The ceramic capacitor voltage dependence is striking. It is normal for X7R capacitor to have no more then 30% of rated capacity at rated voltage. For example - 10uF Murata capacitor GRM21BR61C106KE15 (0805 package, X5R) rated for 16V will give you only 2.3uF capacity with 12V DC applied at 25C temperature. Y5V is much worse in this respect.